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Conventional Loans
Standard, reliable home financing.
Conventional loans are the most common type of mortgage, offering competitive interest rates and flexible terms for buyers with good credit. They are not backed by a government agency and typically offer options for both fixed and adjustable rates.
Key Benefits
- Down payments as low as 3% for qualified buyers
- Cancel Private Mortgage Insurance (PMI) once you reach 20% equity
- Options for second homes and investment properties
- Flexible loan terms (e.g., 15, 20, or 30 years)