Privacy Policy

1. Introduction

Distinctive Mortgage ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services, in compliance with the Gramm-Leach-Bliley Act (GLBA) and other applicable privacy laws.

2. Information We Collect

We may collect personal information that you voluntarily provide to us when you express an interest in obtaining information about us or our products and services. This includes:

• Personal Identifiers: Name, address, email address, phone number, and date of birth.
• Financial Information: Income details, employment history, assets, and credit information.
• Property Information: Address of the property being financed and estimated value.
• Device Information: IP address, browser type, and operating system collected via cookies and similar technologies.

3. How We Use Your Information

We use the information we collect for various purposes, including:

• Processing and managing your mortgage application.
• Communicating with you regarding your inquiry or application.
• Verifying your identity and creditworthiness.
• Complying with legal and regulatory requirements.
• Improving our website and user experience.

4. Sharing Your Information

We do not sell your personal information. We may share your information with third parties only in the following circumstances:

• Service Providers: With lenders, credit bureaus, appraisers, and title companies necessary to process your loan.
• Legal Obligations: When required by law, subpoena, or other legal process.
• Business Transfers: In connection with a merger, sale of assets, or acquisition.

5. Security of Your Information

We implement industry-standard security measures, including encryption and secure servers, to protect your personal and financial information. However, no method of transmission over the internet is 100% secure.

6. TCPA Consent & SMS

By providing your phone number and checking the consent box on our forms, you agree to receive communications from us via call or SMS. You may opt-out at any time by replying "STOP" to any message you receive.

7. Your Rights

Depending on your location, you may have rights regarding your personal information, including the right to access, correct, or delete your data. To exercise these rights, please contact us at Info@distinctivemtg.com.

8. Contact Us

If you have questions or comments about this Privacy Policy, please contact us at: